Usually, your money will be held for up to 21 days. However, there are a few things you may do to reduce this time. You may read our User Agreement for more details regarding the different holds and reserves we might place on your account.Account with paypal account temporarily locked. What can I do if my account is locked out as a consequence of too many unsuccessful login attempts? If you mistakenly locked yourself out after making too many unsuccessful tries to log in, you must wait at least 4 hours before trying again for security reasons.