[Brillie]

Great advice! Another aspect worth paying attention to when choosing a mortgage is the decision between fixed and floating rates. Fixed rates ensure stability and cost-effectiveness of payments for the entire term of the loan. Floating rates, although they may be lower at the initial stage, and ongoing market fluctuations, cannot guarantee that they will remain the same in the future. When choosing between these options, it is important to consider your financial goals and risk appetite. It is also worth paying attention to the factors that affect loan approval, such as credit history, income and contribution. In my case, summit funding customer service helped to take into account all the details and choose the best conditions. Be careful and think over suggestions to find the best option for yourself!